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Benefits for children
Child Care Fee Subsidy
Get help to pay for the care of your child under 13 years old.
Eligibility is based on an income test and the cost of childcare in your region. For example, if a parent in Toronto has a family income of $40,000 and the daily rate for child care is $89.23 for an infant, then the child care fee subsidy is estimated to be $81.57/day. Fee subsidy depends on the availability of subsidy funds and space within child care programs.
As the Canada-Wide Early Learning Child Care System (CWELCC) is implemented in Ontario, the fee subsidy model will continue to be an option for families who require financial assistance.
Note: parents of children under 18 years of age with special needs who are currently in child care may be eligible for fee subsidies.
Healthy Smiles Ontario
Get free preventive, routine and emergency dental services for children and youth 17 years old and under from low-income households.
Children 17 and under are automatically enrolled when they or their family receive:
- Ontario Works
- Temporary Care Assistance
- Ontario Disability Support Program
- Assistance for Children with Severe Disabilities
Ontario Child Benefit
Get help with the cost of raising your children.
If you have a low- to moderate-income, you can get direct financial support - whether you are working or not. Your family could get up to $1,680 this benefit year for children under 18 years old.
Subsidies for Adoption and Legal Custody
Get financial support when you adopt or obtain legal custody of a child that was in the care of a children's aid society.
Families who adopt or take legal custody of eligible children may receive subsidies from their Children's Aid Society to help with the cost of caring for those children.
Temporary Care Assistance
Get financial help if you are looking after a child in financial need and you are not the child's legal caregiver.
If you are eligible, you can get money on behalf of a child who needs financial help, who is not the caregiver's legal dependent, and is not under the care of a Children's Aid Society. You may receive up to $274/month on behalf of one child and $498/month on behalf of two children. Amounts may differ depending on individual circumstances.
Benefits for people with a disability
Assistance for Children with Severe Disabilities
If you are caring for a child with a disability, you could get financial help.
Eligible parents and guardians can receive between $25 and $618 a month to help cover some of the extra costs of caring for a child under 18 with a severe disability. A family may be eligible for ACSD if their total household income is $74,760 or less. Families must also meet other factors of eligibility.
Home and Vehicle Modification Program
If you or your child has a disability that restricts mobility, you could get money to help with the cost of making your home and vehicle more accessible.
If you are eligible, you may qualify for up to $15,000 towards a home and/or vehicle modification.
Ontario Disability Support Program
If you have a disability and are in financial need, get income and employment support to help you and your family live as independently as possible in your community.
For basic needs (e.g., food) and shelter, single individuals with no dependents may be eligible for up to $1,368/month and an individual with a spouse may be eligible for up to $2,049/month. Amounts may differ depending on individual circumstances.
Benefits for pets
Assistance for Pets with Disabilities
If you are caring for a pet with a disability, you could get financial help.
Pets Foods Program
Get help to pay for the care of your pets.
Pets Medicine Program
Provide medicine for sick pets.
Benefits for seniors
GAINS: Ontario Guaranteed Annual Income System
If you are a low-income senior, you may qualify for monthly GAINS payments.
If you are a senior who is 65+ years old and are eligible to receive the federal Old Age Security pension and the Guaranteed Income Supplement payments, you may be eligible for a monthly GAINS payment of up to $87 per month.
Ontario Drug Benefit Program: Reduced Co-payment for Lower Income Seniors
Get additional help paying for prescription drugs when you turn 65 years old.
If you are eligible based on your annual income, you may be able to pay no annual deductible and have your co-payments reduced to $2 for each prescription. You could save approximately $130 on average per year in out-of-pocket drug costs.
Ontario Seniors Dental Care Program
If you are a senior living on a low-income without access to dental benefits, you may be eligible for the Ontario Seniors Dental Care Program.
Ontarians aged 65 and older (who meet the current eligibility thresholds) without existing dental benefits, will be eligible to receive dental services through Public Health Units and participating Community Health Centres and Aboriginal Health Access Centres across the province.
Ontario's Guide for Seniors
Find information about resources, programs and services to help Ontario's seniors stay safe and healthy, active and engaged. The guide has information about health and well-being, housing options, tax credits and benefits, community support services, legal matters, transportation and more. The guide is for seniors, their caregivers and the organizations that support seniors.
Education and training
Ontario Learn and Stay Grant
Get upfront funding for tuition, books, and other direct postsecondary education costs when you enrol in the first year of a priority program, such as nursing, in an underserved and growing community in Ontario and commit to live and work in the region where you studied after graduation.
Ontario Student Assistance Program (OSAP)
Get help paying for a college or university education when you qualify.
Receive financial aid that can help you pay for college or university. Use the online calculator to find out how much you could get in OSAP funding.
Employment
Better Jobs Ontario
Get skills training and financial support for in-demand jobs when you qualify for Better Jobs Ontario.
You can apply for up to $28,000 for costs, including:
- tuition
- books
- other instructional costs, including student fees, supplies and electronic devices
- transportation
- basic living allowance (maximum $500 per week)
Additional funding may be available for:
- childcare
- disability-related supports
- living away from home
- Literacy and Basic Skills (LBS) and/or language training
Job Bank
Get help with employment and training.
You can search for full-time or part-time job openings in Ontario - or across Canada.
Ontario Works
Get help covering the costs of basic needs (e.g., food), shelter and employment assistance to help you find, prepare for and keep a job when you qualify.
For basic needs and shelter, single individuals with no dependents may be eligible for up to $733/month. An individual with a spouse may be eligible for up to $1,136/month. Amounts may differ depending on individual circumstances.
Women's Economic Security Program
Get help with employment, pre-apprenticeship in the skilled trades, or entrepreneurship training.
If you are a woman with a low income, you may be eligible to receive employment, pre-apprenticeship in the skilled trades or entrepreneurship training. The program includes access to a range of additional supports for participants such as: child care, work-appropriate clothing, food, transportation, counselling services, and supports for women who have experienced or are at risk of gender-based violence.
Health benefits
Assistive Devices Program
Get help for you or your child with paying for certain customized equipment, like wheelchairs and hearing aids, if you qualify.
We cover up to 75% of the cost for most devices. For these items, we are billed directly by the supplier and you pay 25% when you buy the item. In some cases, you receive a series of payments throughout the year to help cover the cost of supplies.
Long-Term Care Home Rate Reduction Program
Get help paying for long-term care home basic accommodation costs.
If you require long-term care but don’t have enough income to pay for a basic room, you may be eligible for a subsidy. Your co-payment may be reduced anywhere from $2,036.40 to zero. $2,036.40 is the basic co-payment rate effective July 1, 2024.
OHIP+
Anyone 24 years and under who has OHIP coverage and is not covered by a private plan is eligible for drug coverage under the Ontario Drug Benefit Program through OHIP+.
The Ontario Drug Benefit program provides more than 5,000 drug products at no cost for anyone age 24 years or younger who is not covered by a private plan. You don't need to enroll - all you need is a health card number and an eligible prescription.
Ontario Drug Benefit Program
Get help paying for prescription drug costs.
You may be covered for most of the cost of more than 5,000 prescription drug products. You will qualify when you turn 65 years old or if you are living in a long-term care home, home for special care, Community Home for Opportunity, or are enrolled in:
- Professional home and community care services
- Ontario Works
- Ontario Disability Support Program
- Trillium Drug Program
- OHIP+: 24 years of age or younger and not covered by a private insurance plan
Trillium Drug Program
Get help paying for prescription drug costs.
If you spend approximately 3-4% or more of your after-tax household income on prescription-drug costs, you may be eligible to pay an annual deductible (a set amount towards the cost of your drugs) and then $2 or less for each prescription that is filled or refilled.
Housing benefits
Affordable Housing Programs
Get help with having a safe and affordable place to call home through housing programs.
If you have a low to moderate household income, you may be eligible for housing assistance. District and Municipal Service Managers oversee affordable housing across the province.
Enbridge Gas Home Winterproofing Program
Get free home energy upgrades from the Enbridge Gas Home Winterproofing program to save on energy year-round. If your home and household income levels qualify, you could get free insulation, draft proofing, and a smart thermostat to reduce energy use and improve home comfort.
Energy Affordability Program
Get help managing your energy costs through the Energy Affordability Program.
Depending on your situation, you may qualify to receive different energy-saving products and services at no cost to you. And a more energy-efficient home means more comfort and more money in your wallet.
Getting Settled in Ontario
Get settled in Ontario.
Find everything you need to know about moving to and settling in Ontario. Please note: This program does not offer financial assistance but may provide a referral to other programs that do.
Homelessness Prevention Programs
Get help with finding supportive housing or community programs that help to prevent and address homelessness.
Service Managers across the province oversee homelessness prevention and some supportive housing programs and have the flexibility to fund a variety of community agencies and services.
Ontario Electricity Support Program
Get help with paying your monthly electricity bill.
If you are a customer of an electricity utility and in a lower-income home, you can receive a monthly credit applied directly to your monthly bill. The credit amount will depend on how many people live in the home and the combined household income after tax.
Legal help
Child Support Service
You can set up child support or adjust the amount of child support you currently receive or pay online - without having to go to court.
You may be eligible to set up or update child support online if:
- one parent or caregiver lives with the child or children 60% of the time
- you don't currently live with the other parent or caregiver
Family Justice Services
Get access to low-cost or free family justice services to help with your separation and/or divorce.
Programs include family mediation services, mandatory information services, family law information centres and supervised access centres.
Fee Waiver: Court or Enforcement Fees
Get help paying for court or enforcement fees if you cannot afford to pay them.
A fee waiver can be applied to most fees in civil and small claims court proceedings, and family law cases. If you request a fee waiver, the court will look at your financial situation and decide whether you are eligible.
Legal Aid
Get help with a range of legal services.
If you are low-income, financially and legally eligible, you can get access to legal services for domestic violence, family law, immigration and refugee law, criminal law, and poverty law.
Mandatory Mediation Access Plan
Get help to pay for part or all of the cost of mandatory mediation if you are a party to a civil action in Toronto, Ottawa and Windsor.
Where the Mandatory Mediation Program applies, and if you cannot afford to pay your share of the mediator's fees, you may request mediation services be provided at low or no cost.
Other supports and resources
211 Ontario
Your municipality may provide additional benefits or services that may be helpful to you. Learn more about the programs and services offered in your area for Mental Health/Addictions, Abuse/Assault, Emergency/Crisis, Family Services, Food, Homelessness, LGBTQ+, and more.
Government of Canada Benefits Finder
You may be eligible for additional benefits from the federal government. Use the Federal Benefits Finder to learn more.
Prosper Canada
Get helpful financial information provided by Prosper Canada by accessing 'Trove' online.
Trove is designed to help you find simple, easy ways to improve your finances. Explore a variety of financial tools and resources to meet your needs.
Soldiers' Aid Commission
Get information about the Soldiers' Aid Commission, which provides financial assistance to Ontario's eligible Veterans and their families in financial need.
The commission supplements support offered by the Royal Canadian Legion and Veterans Affairs Canada.
Tax Talk Webinars
The Ontario Ministry of Finance provides free, helpful online webinars on a variety of topics, including personal income tax, credits and benefits and estate administration tax. You can view and register for upcoming webinars here.
Taxes and benefits in Ontario
Learn about tax credits and benefit programs you may qualify for to help you with living and business costs.
Tax credits
Low-Income Workers Tax Credit
Get personal income tax relief through the Low-Income Workers Tax Credit (Low-Income Individuals and Families Tax Credit).
This credit provides up to $875 each year in Ontario personal income tax relief to low-income workers, including those earning minimum wage.
Eligible Ontario tax filers can claim the credit when they file their personal Income Tax and Benefit Return.
Northern Ontario Energy Credit
If you live in Northern Ontario, get help with the higher energy costs you face.
If you have a low- to moderate-income, you could get up to $180 this benefit year if you are single, or up to $277 for your family. The credit is part of the Ontario Trillium Benefit. Northern Ontario includes the districts of:
- Algoma
- Cochrane
- Kenora
- Manitoulin
- Nipissing
- Parry Sound
- Rainy River
- Sudbury
- Thunder Bay
- Timiskaming
Ontario Child Care Tax Credit
Get help with your child care costs.
The Ontario Child Care Tax Credit (Ontario Child Care Access and Relief from Expenses Tax Credit) puts more money in the pockets of families and provides the flexibility they need to choose the child care options that work best for them.
Eligible families can claim up to 75% of their eligible child care expenses, including services provided by child care centres, homes and camps. You can claim this tax credit when you file your personal Income Tax and Benefit Return.
Ontario Energy and Property Tax Credit
Get help with your property taxes and sales tax on energy costs.
If you have a low- to moderate-income, you could get up to $1,421 this benefit year to help with your property taxes and the sales tax on energy costs. The credit is part of the Ontario Trillium Benefit.
Ontario Sales Tax Credit
Get help with the sales tax you pay.
If you have a low- to moderate-income, you could get up to $360 per family member this benefit year to help with the sales tax you pay. The credit is part of the Ontario Trillium Benefit.
Ontario Senior Homeowners' Property Tax Grant
Get help with the cost of property taxes.
If you have a low- to moderate-income, are 64 years or older and own your home, you could get up to $500 each year.
Ontario Seniors Care at Home Tax Credit
Get help with your medical expenses.
You may be eligible for a tax credit to help with eligible medical expenses, including those that support aging at home such as hearing aids, hospital beds, and attendant care.
Ontario Seniors' Public Transit Tax Credit
Get help with public transit costs.
If you are 65 years or older and live in Ontario, you can claim up to $3,000 in eligible public transit expenses and receive up to $450 each year.
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